What is the Best Funeral Plan in the UK?

Losing a loved one is tough, but it is even tougher when you don’t have enough money to send them off the way you want. Burial rites are different in every culture, but they share the significance of honouring the one you love one last time.

Your loved ones shouldn’t have to compromise on giving you the send-off they think you deserve just because they don’t have the money at the time. This is where funeral plans come in.

A funeral plan is an option available to people aged 50 and above to pay for the cost of a funeral before their passing. It allows you to plan ahead by paying upfront and making arrangements before they are necessary. In the event of the policyholder’s passing, the money is used to cover their funeral costs.

The Advantages

• Inflation does not affect it: It doesn’t matter if things are more expensive in the future when the policyholder passes. The price paid will still cover what it should in the future.

• Saves family stress: Your funeral arrangements are locked in, so your family doesn’t have to organise every aspect themselves.

The Disadvantages

• Deflation does not affect it: It is not affected by market fluctuations. As such, if things are cheaper in the future when the policyholder passes, the family won’t be reimbursed for the difference.

• Doesn’t cover everything: Funeral plans can cover quite a bit, depending on what plan you get, but your family will still need to handle a few things.

Things a Funeral Plan Can Cover

A few things that are typically included in funeral plans are:

• Preparation of the body of the deceased
• A coffin with a hearse and funeral directors
• Transportation of the deceased to a funeral home
• Preparation of a minister for the ceremony
• Organisation of chapel visit for the deceased

A few things that differ from plan to plan are:

• Embalming
• Transportation limos for the mourners
• Crematorium fees
• Burial plot and fees
• The headstone
• Fees for the Doctor and Minister
• Notices for the funeral
• Flowers
• Costs of catering

We at Newrest Funerals understand how painful the loss of a loved one can be. As such, our caring and dedicated team work very hard to make sure your family doesn’t have to struggle too much when they say goodbye. We’ll help them as they honour you one last time.

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